Terms and Conditions
Effective Date: 3/19/2026
Welcome to Ethical Insurance Solutions. By submitting your information on this website, you agree to the following terms and conditions regarding the collection and use of your personal data.
1. Consent to Contact
By providing your name, phone number, email address, and any other requested information, you provide your express written consent for Ethical Insurance Solutions and its licensed agents to contact you for marketing purposes. This contact may include:
Life Insurance products and quotes.
Annuities and retirement planning information.
Medicare Advantage, Medicare Supplement, and Part D prescription drug plans.
2. Methods of Communication
You agree to be contacted via the following methods, even if your number is currently listed on any internal, state, or federal Do Not Call (DNC) list:
Telephone calls (including those made using automated dialing systems).
Prerecorded messages or artificial voice.
Text messages (SMS/MMS) (Standard messaging and data rates may apply).
Email correspondence.
Note: Your consent to be contacted is not a condition of purchasing any goods or services.
3. Medicare-Specific Disclosures
In compliance with CMS (Centers for Medicare & Medicaid Services) regulations:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
A licensed insurance agent may contact you regarding Medicare options.
4. Data Privacy & Sharing
We value your privacy. We will use your information strictly for the purpose of providing insurance quotes and consultations.
Internal Use: Your data is used to determine eligibility and provide accurate quotes.
Third Parties: We do not sell your personal information to unaffiliated third parties for their independent marketing purposes. We may share your data with insurance carriers solely to obtain the quotes you requested.
5. Opting Out
You may revoke your consent to be contacted at any time:
Email: Click the "Unsubscribe" link at the bottom of any email.
SMS: Reply "STOP" to any text message received.
General: Contact us directly at [email protected] or (321)-301-0012 and request to be placed on our internal Do Not Call list.
6. Eligibility
You must be at least 18 years of age and a resident of the United States to use this service. Use of this site does not guarantee that you will be approved for an insurance policy; all policies are subject to carrier underwriting and approval.
7. Carrier Liability
Carriers are not liable for delayed or undelivered messages.
Summary Table for Users
CategoryDetailsPurposeTo provide quotes for Life, Annuities, and Medicare.
Contact FrequencyPeriodic updates and follow-ups.
ConsentValid even if you are on a "Do Not Call" registry.
Opt-OutAvailable at any time via "STOP" or "Unsubscribe".
By clicking "Submit" or "Get a Quote," you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
If you need customer service please either email us at [email protected], call at (321) 301-0012, or reply HELP for assistance.